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Best Personal Loan Of 2022 вђў Top Lenders Of 2022 The average interest rate is 11.92% for a 24 month personal loan, according to the federal reserve, and 11.89% for a 36 month personal loan as reported by the national credit union administration. Best for flexibility: lightstream personal loans. best for debt consolidation: happy money. best for refinancing high interest debt: sofi personal loans. best for smaller loans: penfed personal. Compare personal loans from online lenders like sofi, discover and lightstream. personal loan rates start as low as 7% for qualified borrowers. pre qualify for your personal loan today. Discover offers personal loans from $2,500 to $40,000 with terms from three to seven years and aprs as low as 7.99%. this could make it a great choice for borrowers with good to excellent credit.
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