Best Low Interest Personal Loans Of November 2022 U S News The average interest rate is 11.92% for a 24 month personal loan, according to the federal reserve, and 11.89% for a 36 month personal loan as reported by the national credit union administration. The average personal loan interest rate was hovering around 11% in q2 2023. while securing any interest rate below this average can be considered a low rate for a personal loan, some lenders.
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