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Achieving Early Retirement Building A Roadmap With A Financial Adviser 3. create a budget and strategy based on what you know. the key to successful early retirement is the ability to live within your budget. if you’ve budgeted $4,000 a month in spending but then start spending $6,000 instead, you’ll potentially derail your retirement strategy. Early retirement refers to leaving the workforce before the traditional retirement age, typically around 65. many people aspire to retire early, seeking the freedom and flexibility to pursue their passions, hobbies, and personal interests. the benefits of early retirement can include increased leisure time, the opportunity to travel, and the.
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